Ally Checking and Savings Offers

Main Offer: Earn $200

The Basics:

• Availability: July 7, 2025 through August 7, 2025
• Eligibility: Nationwide
• Pulls Credit: No
• Pulls ChexSystems: Yes (for new customers only)
• Pulls EWS: Yes

The Requirements:

• Open a Spending account with promo code GET200
• First month of direct deposits totaling at least $2k within 60 days of account opening
• Continue monthly direct deposits totaling at least $2k for three consecutive months
  read more

  Your Qualifying Direct Deposit needs to be an electronic deposit from an employer payroll, payroll provider service, or benefits payer (such as Social Security or Military Pay) and must be clearly identifiable by Ally as such. Person to Person payments (such as Zelle®) are not considered a QDD. ACH transfers from an account you have at another financial institution are not considered a QDD. Electronic check deposits made via your device (eCheck) are not considered QDD.
Full Offer Terms

The Payout:

Within 30 days of meeting the requirements

The Fees:

• Early Termination: None
• Monthly: None

*This offer is available to new customers who do not have an existing Ally Bank Spending account, nor have they ever had an Ally Bank Spending Account

Alternate Referral Offer: Earn $100

The Basics:

• Availability: Through December 31, 2025

The Requirements:

• Register with a referral link with the email address to be used on the application
• Open a Spending or Savings account within 30 days of registering
Full Referral Offer Terms

Additional Spending Account Requirement:

• At least 1 direct deposit within 60 days of account opening
  read more

  For the Ally Bank Spending Account Eligibility Requirements, your Qualifying Direct Deposit needs to be an electronic deposit from an employer payroll, payroll provider service, or benefits payer (such as Social Security or Military Pay) and must be clearly identifiable by Ally as such. Person to Person payments (such as Zelle®) are not considered a QDD. Electronic check deposits made via your device (eCheck) are not considered a QDD.

Additional Savings Account Requirements:

• Set up monthly automated recurring transfers that start within 30 days of account opening
• Continue monthly automated recurring transfers for three consecutive months
read more
Automated Recurring Transfer – An ACH transfer of funds from an external account (meaning not an Ally Bank account) into your Ally Bank Savings account that is setup to automatically recur on a monthly basis. This MUST be setup within Ally Bank Online Banking to move money from an external account into your Ally Bank Savings Account.

The Payout:

Within 30 days of meeting the requirements

The Fees:

• Early Termination: None
• Monthly: None

*This offer is available to new customers who do not have any existing Ally accounts, nor have they had any Ally accounts open since January 1, 2024

BECU Checking and Savings Offer

Referral Offer: Earn $100

The Basics:

• Availability: January 1, 2025 through December 31, 2025
• Eligibility: Washington, select Oregon and Idaho counties, nationwide with donations
• Pulls Credit: Yes (soft pull on TransUnion)
• Pulls ChexSystems: Yes (sensitive)
• Pulls EWS: No

*Write-Up Pending

BluPeak Checking and Savings Offer

Referral Offer: Earn $75

The Basics:

• Availability: Ongoing
• Eligibility: Select California counties, nationwide with free KPBS membership
• Pulls Credit: Yes (soft pull on Experian)
• Pulls ChexSystems: Yes (not sensitive)
• Pulls EWS: No

The Requirements:

• Open a checking account together with another deposit account (savings, money market, or certificate) within 14 days of referral
• At least two direct deposits totaling $500 or more within 90 days of account opening
  read more

  Direct deposits of funds must be new to BluPeak received in the referred member’s name from a third party (Ex. electronic deposits of your payroll, your government benefits, etc.). Online banking transfers, personal money transfers, ATM and mobile check deposits do not qualify.
Full Referral Offer Terms

The Payout:

90 days after account opening

The Fees:

• Early Termination: None
• Monthly: Varies, fee-free accounts available with eStatements

Include with Your Referral Request:

• First name
• Last name
• Email address to be used on the application

Capital One Credit Card Offers

Offers: Earn $200 or up to 75k miles

The Basics:

• Availability: Ongoing
• Eligibility: Nationwide
• Pulls Credit: Yes (hard pulls on Experian, Equifax, and TransUnion)
• Reports To: Experian, Equifax, and TransUnion

The Potential Offers:

• Quicksilver or Savor Rewards: $200 for spending $500 within three months of account opening
• Venture Rewards: 75k miles for spending $4k within three months of account opening
• VentureOne Rewards: 20k miles for spending $500 within three months of account opening

Quicksilver Rewards Structure:

• Unlimited 1.5% cash back on all purchases

Savor Rewards Structure:

• Unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
• Unlimited 3% cash back at grocery stores, on dining, entertainment and popular streaming services
• Unlimited 1% cash back on all other purchases

Venture Rewards Structure:

• Unlimited 5x miles on hotels and rental cars booked through Capital One Travel
• Unlimited 2x miles on all other purchases

VentureOne Rewards Structure:

• Unlimited 5x miles on hotels and rental cars booked through Capital One Travel
• Unlimited 1.25x miles on all other purchases

The Annual Fees:

• Quicksilver, Savor Rewards, and VentureOne Rewards: None
• Venture Rewards: $95 (not waived for the first year)

*Referrals for new Capital One credit card customers only

Cash App Offer

Referral Offer: Earn $5

The Basics:

• Availability: Ongoing
• Eligibility: Nationwide
• Pulls Credit: No
• Pulls ChexSystems: No
• Pulls EWS: No

The Requirements:

• Open a CashApp account with a referral code
• Link a bank account or card, and keep it linked until the ponus is paid
• Send at least $5 within 14 days of account opening
Full Referral Offer Terms

The Payout:

After meeting the requirements

The Fees:

• Early Termination: None
• Monthly: None

Chase Business Checking Offer

Referral Offer: Earn up to $500

The Basics:

• Availability: July 7, 2025 through December 31, 2025
• Eligibility: Nationwide except Alaska, Hawaii and Puerto Rico
• Pulls Credit: Yes (soft pull on Experian)
• Pulls ChexSystems: No
• Pulls EWS: Yes

*Write-Up Pending

Chase Checking Offer

Referral Offer: Earn $300

The Basics:

• Availability: Through October 15, 2025
• Eligibility: Nationwide except Alaska, Hawaii and Puerto Rico
• Pulls Credit: Yes (soft pull on Experian)
• Pulls ChexSystems: No
• Pulls EWS: Yes

The Requirements:

• Open a Total Checking account
• Direct deposits totaling $500 or more within 90 days of coupon enrollment (i.e. account opening)
  read more

  Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments (such as Zelle®) are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account.
*As always, read the full terms at the bottom of the offer page.

The Payout:

Within 15 days of meeting the requirements

The Fees:

• Early Termination: None
• Monthly: $12 ($15 effective 8/24/2025), avoidable with either
  • $500 in monthly direct deposits,
  • $1.5k minimum balance,
  • $5k relationship balance, or
  • enroll in Chase Military Banking

Chime Checking Offer

Stackable Referral Offer: Earn $100

The Basics:

• Availability: June 18, 2025 through July 17, 2025
• Eligibility: Nationwide, except New York, Florida and Puerto Rico
• Pulls Credit: Yes (soft pull on TransUnion)
• Pulls ChexSystems: No
• Pulls EWS: No

*Write-Up Pending

Coinbase Offer

Referral Offer: Earn $30 in BTC

The Basics:

• Availability: Ongoing
• Eligibility: Nationwide
• Pulls Credit: No
• Pulls ChexSystems: No
• Pulls EWS: No

*Write-Up Pending

M&T Bank Checking Offer

Stackable ReferLive Referral Offer: Earn $50

The Basics:

• Availability: Ongoing
• Eligibility: Connecticut, Delaware, Maine, Maryland, Massachusetts, New Hampshire, New Jersey, New York, Pennsylvania, Vermont, Virginia, West Virginia, and Washington, D.C. OOS approvals in some branches.
• Pulls Credit: Yes (soft pull)
• Pulls ChexSystems: Yes (not sensitive in branch)
• Pulls EWS: No

The Requirements:

• Register with a ReferLive referral link
• Open a checking account
• 1 or more direct deposits totaling $500 or more, within 90 days of account opening
Full Referral Offer Terms

The Payout:

Via mail, within four to six weeks of meeting the requirements

*This page will not attempt to track the various main offers, as they frequently change. Always check your zip code on any offer pages you find to ensure your eligiblity.

OnePay Offer

Referral Offer: Earn 5,000 points ($50)

The Basics:

• Availability: June 30, 2025 through July 31, 2025
• Eligibility: Nationwide
• Pulls Credit: No
• Pulls ChexSystems: No
• Pulls EWS: No

The Requirements:

• Open a OnePay Cash account with a referral link
• Unlock OnePay Cash+ within 45 days of account opening
Full Referral Offer Terms

Unlocking OnePay Cash+:

Either:
• $500 or more in direct deposits in a calendar month, or
  read more

  A Direct Deposit is an electronic deposit through the Automated Clearing House (“ACH”) Network or an electronic deposit by Original Credit Transaction (“OCT”) of payroll, pension, government benefits (such as Social Security), and other payments sent to their OnePay Cash account. Payments or transfers through person-to-person providers such as Venmo, PayPal or CashApp are not considered a Direct Deposit. Cash deposits, mobile check deposits, wire transfers, One to One transfers, and ACH funding or debit card funding transfers initiated from the OnePay app also do not qualify as Direct Deposits.
• end a calendar month with a $5k or greater balance

The Payout:

Within five days of meeting the requirements

The Fees:

• Early Termination: None
• Monthly: None

OnPath Checking Offer

ReferLive Referral Offer: Earn $150

The Basics:

• Availability: Ongoing
• Eligibility: Select Louisiana parishes, nationwide with $5 OnPath Foundation donation
• Pulls Credit: Yes (soft pull on Experian)
• Pulls ChexSystems: Yes (not sensitive)
• Pulls EWS: No

The Requirements:

• Register with a ReferLive referral link
• Open a checking account
• 15 debit card purchases of at least $10 each within 60 days of account opening
• One or more direct deposits totaling $250 or more within 60 days of account opening
Full Referral Offer Terms

The Payout:

Via mail, within four to six weeks of meeting the requirements

PayPal Offer

Referral Offer: Earn up to 2,000 points ($20)

The Basics:

• Availability: May 20, 2025 through July 31, 2025
• Eligibility: Nationwide
• Pulls Credit: No
• Pulls ChexSystems: No
• Pulls EWS: No

The Requirements:

• Open a PayPal account
• Link a bank account or card
• Verify your cell phone number
• (1,000 points) Send or spend at least $5 within 30 days of account opening
• (1,000 points) Obtain a PayPal Debit Card, and spend at least $5 on the card, within 30 days of PayPal account opening
Full Referral Offer Terms

The Payout:

Within 14 days of meeting the requirements

The Fees:

• Early Termination: None
• Monthly: None

PSECU Checking and Savings Offer

Referral Offer: Earn $300

The Basics:

• Availability: January 1, 2025 through December 31, 2025
• Eligibility: Select Pennsylvania ties, nationwide with donations
• Pulls Credit: Yes (soft pull on Experian)
• Pulls ChexSystems: Yes (not sensitive)
• Pulls EWS: No

The Requirements:

• Register with a referral link with the email address to be used on the application
• Establish membership with a Regular savings share account with promo code 300REFER
• Open a checking account with a debit card within 100 days of establishing membership
• Enroll in online banking within 100 days of establishing membership
• At least two direct deposit of $500 or more within 100 days of establishing membership
  read more

  The following are not Qualifying Direct Deposits: person to person transfers (P2P), demand deposit account to demand deposit account transfers (for example, from a checking account to another checking account), and deposits or ACH transfers not from an employer or the government (for example, online transfers or bank transfers).
*As always, read the full terms at the bottom of the referral page.

The Payout:

Within 145 days of account opening

The Fees:

• Early Termination: None
• Monthly: None

Raisin Savings Offer

Stackable Referral Offer: Earn up to $200

The Basics:

• Availability: Starting May 8, 2024
• Eligibility: Nationwide
• Pulls Credit: No
• Pulls ChexSystems: No
• Pulls EWS: No

The Requirements:

• Open a Raisin.com account with a referral code
• Deposits totaling either ($50) $5k to $9,999, ($100) $10k to $49,999, ($150) $50k to $99,999, or ($200) $100k or more, within 30 days of account opening
• Maintain the qualifying deposits for 90 days
Full Referral Offer Terms

The Payout:

Within 30 days of meeting the requirements

The Fees:

• Early Termination: None
• Monthly: None

Regions Checking Offer

Main Offer: Earn $300

The Basics:

• Availability: Through January 31, 2026 (must register by December 31, 2025)
• Eligibility: Alabama, Arkansas, Florida, Georgia, Illinois, Indiana, Iowa, Kentucky, Louisiana, Mississippi, Missouri, North Carolina, South Carolina, Tennessee, and Texas. Reports of possible OOS approvals in branch.
• Pulls Credit: Yes (soft pull on Experian)
• Pulls ChexSystems: No
• Pulls EWS: Yes

The Requirements:

• Register for the offer with the first name, last name, and email address to be used on the application by December 31, 2025
• Open a personal LifeGreen checking account
• Direct deposits totaling $1k or more within 90 days of account opening
  read more

  Qualifying ACH direct deposits do not include Zelle®, Credits and Transfers. Qualifying ACH direct deposits may be combined to exceed $1,000, include recurring payroll or government benefit deposits, and must post to your new account within 90 days of account opening.
*As always, read the full terms at the bottom of the offer page.

The Payout:

Within 60 days of meeting the requirements

The Fees:

• Early Termination: $25 if closed within 180 days of account opening
• Monthly: $11 ($8 with online statements), avoidable with either
  • one monthly $500 direct deposit,
  • $1000 in combined monthly direct deposits, or
  • $1.5k average balance

SoFi Checking and Savings Offer

Referral Offer: Earn up to $325

The Basics:

• Availability: December 7, 2023 through January 31, 2026
• Eligibility: Nationwide
• Pulls Credit: Yes (soft pull on Experian)
• Pulls ChexSystems: No
• Pulls EWS: Yes

The Requirements:

• ($25) Open Checking and Savings
• Direct deposits totaling either ($50) $1k to $4,999.99, or ($300) $5k or more, within 25 days of the first direct deposit
  read more

  Eligible Direct Deposit means a recurring deposit of regular income to an account holder's SoFi Checking or Savings account, including payroll, pension, or government benefit payments (e.g., Social Security), made by the account holder's employer, payroll or benefits provider or government agency (" Eligible Direct Deposit") via the Automated Clearing House ("ACH") Network.
*As always, read the full terms at the bottom of the offer page.

The Payout:

Within seven business days after 25 days after the first direct deposit

The Fees:

• Early Termination: None
• Monthly: None

*If clicking the referral link leads to a page that says "Unfortunately the referral link you clicked has expired", please copy the link and open in a separate tab.

TBK Bank Checking Offer

Main Offer: Earn up to $775

The Basics:

• Availability: June 24, 2025 through September 26, 2025
• Eligibility: Colorado, Iowa, Illinois, Kansas, New Mexico, and Texas. Reports of possible OOS approvals.
• Pulls Credit: Yes (soft pull on TransUnion)
• Pulls ChexSystems: No
• Pulls EWS: Yes

The Requirements:

• Open an AIM Checking account
• ($500) Three direct deposits totaling a minimum of $12k within 120 days of account opening
• ($50) Three recurring automatic transfers to a TBK Bank savings or money market account within 120 days of account opening
• ($75) Nine Bill Pay transactions within 120 days of account opening
• ($75) 50 Point-of-Sale (POS) transactions within 120 days of account opening
• ($75) TBK at Work Participants who provide an employer referral code within 120 days of account opening
*As always, read the full terms at the bottom of the offer page.
*This elevated offer can also be found on the page 3 addendum of the account opening disclosures.

The Payout:

The business day after 120 days after opening

The Fees:

• Early Termination: None
• Monthly: $24, avoidable with either
  • $5k average balance,
  • $25k relationship balance
  • $4k in monthly direct deposits, or
  • indicating that you are a TBK at Work participant

Additional Stackable ReferLive Referral Offer: Earn $75

The Basics:

• Availability: June 24, 2025 through September 26, 2025

The Requirements:

• Register with a ReferLive referral link
• Open a checking account
• 10 debit card purchases, or one or more direct deposits totaling $500 or more, within 60 days of account opening
Full Referral Offer Terms

The Payout:

Via mail, within four to six weeks of meeting the requirements

Wings Checking Offer

Main Offer: Earn $300

The Basics:

• Availability: July 1, 2025 through August 31, 2025
• Eligibility: Select Florida, Georgia, Michigan, Minnesota and Wisconsin counties
• Pulls Credit: Yes (soft pull, likely either Experian or Equifax)
• Pulls ChexSystems: Yes (possibly sensitive to recent inquiries)
• Pulls EWS: No

The Requirements:

• Establish membership with a Share Savings account, and open a checking account with promo code SUMMER25 on the same application
• Direct deposits totaling a minimum of $3k within 60 days of account opening
  read more

  Direct deposit must also be active on the bonus payout date. “Qualified direct deposit” is an Automated Clearing House (“ACH”) automatic and electronic deposit of your salary, pension, Social Security or other regular income into your Wings account, deposited as a Pre-arranged Payment and Deposit (“PPD”) entry. Income earned through self-employment or working an IRS-classified “Gig Economy” job does not qualify as a qualified direct deposit. Other electronic deposits or person-to-person payments are not considered a qualified direct deposit.
• Enroll in online banking within 60 days of account opening
• Enroll in eStatements within 60 days of account opening
  read more

  Enrollment in eDocuments must also be active on the bonus payout date.
• 15 debit/credit card purchases, of at least $25 each, within 60 days of account opening
  read more

  Electronic transfers such as person-to-person payments via digital payment platforms or mobile payment apps are not considered as qualified debit card or credit card purchases.
*As always, read the full terms at the bottom of the offer page.

The Payout:

The business day after 120 days after opening

The Fees:

• Early Termination: None
• Monthly: None

Additional Stackable ReferLive Referral Offer: Earn $50

The Basics:

• Availability: Ongoing

The Requirements:

• Establish membership with a Share Savings account
• Open a checking account within 60 days of establishing membership
• Enroll in eStatements within 60 days of establishing membership
• 1 direct deposit of $1k or more, or five debit card purchases of at least $25 each, within 60 days of establishing membership
read more
Income earned through self-employment or working an IRS-classified "Gig Economy" job does not qualify as direct deposit.
Full Referral Offer Terms

The Payout:

Via email, within two to three weeks of meeting the requirements

*The main offer is available to new members who have not been members within 12 months, nor have they ever received a new account bonus
**The referral offer is available to new members who have never been members